Investor Relations


Financial Highlights
Income Statement
Y/E 31 DecFY2022FY2023
Total Income

300.4

348.4

Interest Income

332.8

287.2

Non-Interest Income

(32.4)

61.2

Share of results of associated companies, net of tax

6.7

(7.4)

Profit before allowances

271.2

302.1

Profit after allowances

147.4

270.9

Net Profit to equity holders of the company

162.0

201.8

Basic and Diluted EPS in cents

4.22

5.53

Balance Sheet
Y/E 31 DecFY2022FY2023
Total Assets

4,205.9

4,176.0

Cash and yield enhancement products

890.4

1,610.1

Cash and yield enhancement products / share (SGD)

0.241

0.448

Total Liabilities

332.1

262.5

Net Asset attributable to equity holders

3,873.8

3.836.1

NAV/share (SGD)

1.050

1.066

NAV/share (RMB)

SGD / RMB at 5.1831, close of 2022

SGD / RMB at 5.3772, close of 2023

5.73

5.44

Total liabilities

332.1

262.5

Total Equity

3873.8

3913.5

Key Metrics

Y/E 31 Dec

FY2022

FY2023

EPS

4.22

5.53

BVPS

1.05

1.07

Dividend / share

1.80 Singapore Cents

2.20 Singapore cents

 

 

 

Key Ratios

Net Profit Margin

53.92%

58.17%

ROE

4.18%

5.18%

ROA

3.85%

4.85%

ROIC

6.1%

5.5%